On April 4, 2014, at 11:00 a.m., a 2 car accident resulted in injuries along US 50 at Rissler Road, in Kansas City. The crash occurred when Maria Galvan-Rizo, driving a 2001 Chevy Lumina, failed to yield to Alan Beck driving a 1997 Ford Expedition. After the crash, both vehicles slid off the side of the road, where Beck’s Expedition began rolling over. Maria Galvan-Rizo, the party responsible for the crash is insured with State Farm
Where to Begin After A Car Accident
After a car accident, there will be two main issues that need to be dealt with: property damage and injuries. The most important thing to do after a crash is to ensure there are no life threatening injuries by seeking medical care. Following the initial medical examination, it is advised that you contact an attorney for injuries before speaking to any insurance company. Taking a few moments to educate yourself on your legal rights will go a long way towards protecting your case.
After a crash, you have the option of making a property damage claim with your insurance company, assuming you have full coverage, or you can submit your property damage claim through the insurance company for the at fault driver. The main reason to consider submitting the claim through your own insurance company is speed. After a crash, liability must be established by the insurance company for the at fault driver before they will pay a claim under any liability policy that may exist.
The insurance company will often want to wait until until the police report is prepared before they will accept liability and pay your property damage claim. However, your own insurance company will handle your property damage claim immediately if you have full coverage, because there is no liability determination which needs to be made prior to making payment. Your insurance company will then seek reimbursement from the at fault party’s insurance company for the amount they paid to repair/replace your vehicle.
The draw back of submitting the property damage claim with your own insurance company is that you will be responsible for the deductible. You will ultimately be reimbursed for the deductible by the other sides insurance company, however, that payment will come only after liability is established.
NOTE: In any property damage claim, if you car is totaled, make sure you obtain a sales tax waiver from the insurance company making payment for the property damages. If the accident was not your fault, you are not required to pay sales tax when you replace your vehicle.
After a crash you should discuss the injury side of the case with your attorney. An injury attorney will immediately go to work gathering medical records and bills, collecting the evidence necessary to support your claim for lost wages, and making sure all steps are taken in order to make sure you receive the full reimbursement for all of your accident related harms and losses.
With a significant injury comes a complete disruption of daily life. Traumatic injuries such as broken bones or bulging and herniated discs can require extensive ongoing care in order to heal. Some accident injuries prevent the victim from working altogether. A lack of income can place an incredible amount of stress on an already stressful situation. An experienced injury lawyer will consult with experts and work closely with your medical team to determine how your injuries will affect your ability to work for the remainder of your life. You are entitled to be reimbursed for all accident related damages, no matter how far into the future they may extend.
Hiring a Missouri Injury Lawyer
The questions and concerns that accompany a serious injury can be answered by an injury lawyer who has helped other victims along their road to recovery. Our lawyers provide FREE INITIAL CONSULTATIONS for all injury victims. Our client’s are also offered a NO FEE GUARANTEE: We receive no fee for our services unless we win your case. Our efforts helping injury victims have helped recover over $35,000,000.00 for injury victims through settlements, judgments, and verdicts.
Call 855-40-CRASH 24 hours a day, 7 days a week to discuss your case with a Missouri injury attorney.